What is a Minor PAN Card?

The minor PAN card is issued to individuals under the age of 18. It is mainly used for financial transactions, opening bank accounts and making investments under the minor’s name. The PAN card is issued without a photograph or signature as a minor cannot legally sign documents. Once an individual turns 18, their minor PAN card must be updated to a Major PAN Card.

Requirement of a PAN Card for a Minor

Minors must have a PAN card in the following circumstances:

  • When parents intend to make their minor child a nominee of their investments, shares or such financial products.
  • When parents invest in the child’s name.
  • When a bank account for the child needs to be opened, or a Sukanya Samriddhi Yojana account for a minor daughter.
  • A minor’s income from any investments or income they hold is not taxable, and it is clubbed with the parent’s income. However, it is taxable in the following circumstances, and minors need a PAN card:
    • When they are physically blind, disabled, etc.
    • When they have earned income on their own.
    • When they earn income through their skill, knowledge and talent.

      Documents for Minor PAN Card Application

      For the PAN card application, the documents required to be attached or uploaded are proof of identity, proof of address and age proof. However, for minors, the Proof of Address (POA) and Proof of Identity (POI) documents of the parent’s or guardian’s must be uploaded. But, the minor’s proof of date of birth document should be uploaded or attached and not the documents of the parent or guardian.

      When the Aadhaar card of the minor is selected as the proof of address and identity, the Aadhaar of the minor should be uploaded or attached for POA and POI and not of the parents or guardians. The list of documents that can be given as proof of identity, address, and age is provided below.

      Proof of Identity Documents

      The parents or guardian of the minor can submit any one of the following documents as proof of identity:

      • Aadhaar card.
      • Passport.
      • Ration card.
      • Driving license.
      • Voter’s ID card.
      • Photo ID card issued by the government.
      • The original certificate of identity signed by a Member of Legislative Assembly, Member of Parliament, Gazetted Officer or Legislative Council. 

        Proof of Address Documents

        The parents or guardian of the minor can submit any one of the following documents as proof of address:

        • Aadhaar card.
        • Driving license.
        • Passport.
        • Post office passbook.
        • Voter’s ID card.
        • Domicile certificate.
        • Property registration document.
        • The original certificate of address signed by a Member of Legislative Assembly, Member of Parliament, Gazetted officer or Municipal Council.
        • Copy of any of the below documents of not more than three months old:
          • Electricity bill.
          • Water bill.
          • Landline telephone or broadband connection bill.
          • Consumer gas connection book or card or piped gas bill.
          • Credit card statement.
          • Bank account statement.

            Proof of Birth Documents

            The following documents of the minor can be submitted as proof of age/birth:

            • Birth certificate.
            • Aadhaar card.
            • Passport.
            • Photo ID card issued by the government.
            • Mark sheet of recognised board.
            • Domicile certificate.
            • Affidavit sworn before a Magistrate having the date of birth.